Pretisys - Modern Loan & Financing Solutions
Our Credit Solutions

Find the right financing for your projects

We offer a complete range of loans with advantageous fixed interest rates and flexible repayment periods.

Personal Loan

A flexible credit to finance your personal projects (wedding, travel, equipment purchase) without proof of use.

Financing Conditions

  • Montant d'emprunt 1 000,00 $ to 500 000,00 $
  • Durée autorisée 12 to 84 months
  • Taux d'intérêt annuel fixe 4.5 % TAEG
  • Eligibility criteria: Regular and stable income, debt-to-income ratio below 35%, legal resident.

Why choose this offer?

  • Guaranteed fixed rate
  • No proof of purchase required
  • Flexible early repayment
Early repayment You can repay early without penalty for any amount under $10,000.

School / Student Loan

Finance your higher education, tuition fees, computer equipment or housing at an ultra-competitive rate.

Financing Conditions

  • Montant d'emprunt 500,00 $ to 80 000,00 $
  • Durée autorisée 12 to 120 months
  • Taux d'intérêt annuel fixe 1.2 % TAEG
  • Eligibility criteria: Be enrolled in a higher education institution, have a solvent guarantor.

Why choose this offer?

  • Preferential interest rate
  • Repayment deferral (pay after your studies)
  • No processing fees
Early repayment You can repay early without penalty for any amount under $10,000.

Professional Loan

Boost your business. Finance your equipment investments, cash flow needs or business startup.

Financing Conditions

  • Montant d'emprunt 5 000,00 $ to 5 000 000,00 $
  • Durée autorisée 12 to 120 months
  • Taux d'intérêt annuel fixe 3.2 % TAEG
  • Eligibility criteria: Registered business, solid business plan, recent financial statements (except startup).

Why choose this offer?

  • Personalized support
  • Grace period possible
  • Adjustable high amount
Early repayment You can repay early without penalty for any amount under $10,000.

Emergency Loan

Deal with unexpected daily events (boiler repair, urgent health expenses, late bills) with a disbursement in 24h/48h.

Financing Conditions

  • Montant d'emprunt 100,00 $ to 50 000,00 $
  • Durée autorisée 1 to 24 months
  • Taux d'intérêt annuel fixe 9.5 % TAEG
  • Eligibility criteria: Valid ID, proof of income for the last 3 months, no banking ban.

Why choose this offer?

  • Immediate decision
  • Funds released in 48 hours
  • Highly simplified process
Early repayment You can repay early without penalty for any amount under $10,000.

Auto Loan

Finance the purchase of your new or used, hybrid, electric or thermal vehicle under the best market conditions.

Financing Conditions

  • Montant d'emprunt 2 500,00 $ to 150 000,00 $
  • Durée autorisée 12 to 84 months
  • Taux d'intérêt annuel fixe 2.8 % TAEG
  • Eligibility criteria: Proof of purchase (invoice or order form), proof of income.

Why choose this offer?

  • Preferred rates for green vehicles
  • Optional borrower insurance
  • Adjustable direct debit date
Early repayment You can repay early without penalty for any amount under $10,000.

Renovation / Work Loan

Improve the comfort of your home. Ideal for insulation, decoration, extension or energy transition work.

Financing Conditions

  • Montant d'emprunt 1 500,00 $ to 250 000,00 $
  • Durée autorisée 12 to 96 months
  • Taux d'intérêt annuel fixe 3.5 % TAEG
  • Eligibility criteria: Quote for work or invoices for materials, proof of ownership or lease.

Why choose this offer?

  • Financing up to 100% of the work
  • Release of funds as the work progresses
  • Ecological tax benefits
Early repayment You can repay early without penalty for any amount under $10,000.